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Bina Mulya Samajik Suraksha Yojana, BMSSY offers financial and health assistance to workers in West Bengal’s unorganized sectors. This combines several government initiatives into one, targeting the betterment of such workers and decreasing inequality. BMSSY provident funds, health insurance, educational support, and death or disability benefits are provided for self-employed people and unorganized workers.
The 46 unorganized sectors in West Bengal that come under the BMSSY are listed as follows.
The basic objective of BMSSY is providing social security for the unorganized workers. Features of the system of government have been enumerated as below:
Provident Fund: Contribution: 25 rupees are collected from each worker every month; the state collects another 30 rupees.
Health: The West Bengal Health Scheme (WBHS) bears the cost of hospitalization, and the expenditure on treatment.
Benefits for Death and Disability: In case of death or disability, it enables beneficiaries to receive an amount up to ₹20 lakhs.
Education Benefit: Educational expenses for children of employees.
Workmen in the unorganized sector enjoy the benefits of BMSSY in every way that is contingent upon them. Its most significant advantages are.
Payout in case of death: Employees and the state government’s monthly contribution to the provident fund is available at retirement or in case of death.
Health and Family Welfare: Up to ₹20,000 annually would be provided for medical expenses with a limit of ₹60,000 surgery.
Benefits for Death and Disability: ₹2,00,000 will be provided if death occurs due to an accident or total disability.
Education Assistance: Educational assistance is an education aid provided for the children of workers from class XI to post-graduation.
The following qualifications must be met in order to qualify for this scheme to be eligible to benefit from the Bina Mulya Samajik Suraksha Yojana.
The following documents are required to apply for the Bina Mulya Samajik Suraksha Yojana (BMSSY). Thus, before applying for the scheme, ensure that you have all the documents in hand.
Registration for BMSSY can be done both online and offline. Both methods allow this central government scheme to be flexible and accommodating to the needs of the unorganized sector in the state.
Step 1: Start by visiting the BMSSY official website.
